Trees are definitely important to have in the garden since mulch is important and they look beautiful. However, it can be worthy to note that trees can also damage the home, becoming the ultimate enemy for the homeowner. Utah tree removal is vital because storms, hurricanes, snow, and blizzards can be common. The high winds and rain can make limbs, branches, and trees to fall. It can cause a lot of trouble for homeowners.
Let’s take a look at the relationship between homeowners and tree damage.
Does Homeowners’ Insurance Cover Tree Damage?
While every policy plan is different, they do typically cover damage that can occur from storms, fires, and even vandalism. It may even cover the damage that occurs to structures such as fences, garages, and sheds. This is why tree damage insurance coverage can depend on the circumstance. Some insurance plans can cover the cleanup of debris but only if some damage occurred to the structure or buildings.
Tree Damage to Property
Trees are wonderful, but they can damage roofs, sheds, fences, and other property structures if you aren’t careful. High winds and storms can knock the tree or its branches and limbs to break off and damage your property.
But hurricanes aren’t the only factor you need to worry about. Rotten trees that have decay on the inside and outside cause grow weak. This makes them more susceptible to toppling over. If you see any sign of rot on the trees in your garden, you should call for Utah tree removal. They can remove or trim the tree so that they won’t fall and damage the house.
You should note that the cause of the tree damage does make a difference when it comes to insurance claims. If a storm makes the tree fall onto your roof, you will have coverage. However, trees that have been left to rot and accumulate disease will be counted as neglect. This means that no insurance policy will provide you coverage if this happens. You need to make sure that no trees in your garden.
It’s Not Just Home Damage
Car damage is also an important factor to consider. Most homeowner insurance policies don’t cover the damage trees cause to your vehicles. The tree can always fall and hit your car, causing thousands of dollars of damage.
You shouldn’t wait till your tree topples over and damages your house. Calling Utah tree removal is the best option if a tree in your garden is showing signs of rot or is too close to the property structures.
Call 801-441-3654 now to remove or trim your trees or stumps.